How to stay out of the malls

Whilst the holiday season holds many treats and treasures, one of the most stressful errands is shopping for gifts. Finding the perfect gifts for your family, friends and colleagues isn’t a simple job. In addition to trying to find thoughtful and affordable gifts, battling the queues and parking frenzies only adds to the stress. Thankfully […]

Watching what you spend… and what you eat!

With all the treats at the social gatherings, watching both your budget and your diet during the festive season can be a challenge. Whether we’re talking about savings goals, or weight goals, it’s easy to get a little carried away. It’s wonderful to treat your loved ones and enjoy yourself, and during a holiday it’s […]

When to re-think your medical plan

The first benefit of medical cover is peace-of-mind, the second is that you will be protected from potential financial ruin should your hospital bill be more than you can manage. It is important to be on a medical plan that suits both your monthly affordability and caters to most of your medical requirements. Since changing […]

Sharing Is Caring

You’ve learnt lessons throughout your life. Some of them are unique to you, but many will apply to others too. Being open to sharing these will benefit those nearest and dearest to you – and help you reflect on what you’ve learnt. This is profoundly true when it comes to how we make decisions around […]

The retirement gap needs a new rap

Retirement (as well as education and the job market) is one of our greatest future-unknowns. We know it will happen… but we are finding it harder to understand and predict what it might look like. This doesn’t mean we should abandon planning for it. If anything, it simply means that we need to change the […]

Covering cancer in your senior years

One of the less-pleasant facts to face about life in your 60s, 70s and 80s is the fact that you’re more likely to have health issues. The biggest and most expensive, if you read the claims statistics by insurers out there, is definitely cancer. However, there is good news to be had here, even for […]

Investing in your health

It’s a well-known and accepted fact that the best time to plant a tree was twenty-years ago! It’s easy to look back and wish we’d started or learnt something years previously, being able to see how it could have benefited us in the long run. It follows, then, that if we didn’t start something years […]

Earning more isn’t the answer

When it comes to building your wealth, it’s not about how much you make, it’s about how you work with what you have. You do not need a larger paycheck, you only need to invest and use your money wisely. Yes, more money gives you a larger budget to work from but that simply needs […]

Four often overlooked steps to reducing financial stress

A lot of people are quite financially stressed right now. It’s understandable – it’s been a hard few years for most of us, and the uphill climb back to a bustling economy, both locally and globally, is far from over yet. Does that mean that we have to be stressed with where SA has been […]

Five reasons to be stoked on SA

Most of us know someone who has emigrated, or is about to emigrate. After several hard years for our nation, it can sometimes seem like the bad is overwhelming. And, the South African media often seem to talk about nothing except the next new ‘sure disaster’. But it’s not all bad. There are some great […]