Many South African families are affected each year by a serious illness, injury or worse still, an untimely death. Naturally, our first thoughts are of the emotional impact of these events; however, the financial consequences can also be devastating. Often we don’t think about the financial consequences and they can cause added stress and anguish at an already emotional time.
If an unexpected event does occur, having personal risk insurance can go a long way to helping you and your family meet your basic living expenses. Expenses such as your mortgage, groceries, petrol or school fees. Depending on the event, you may also need to cover significant medical expenses; rehabilitation; modifications to your home or services to help maintain your lifestyle. No one wants to spend time thinking about the bad that can happen, but there is something very reassuring about knowing that, if the worst were to happen, your family would be financially secure. That is where I come in. I can help to think about and put plans in place now so that if something happens, you have one less thing to worry about.